In accordance with the Gramm-Leach-Bliley Act, we have adopted this Privacy Policy to govern the use and handling of our client’s nonpublic personal information.
What We Collect
First, we must collect a certain amount of personal information about you in order to provide customer service, offer new products or services, administer products, and fulfill legal and regulatory requirements. In order to best serve our clients now and in the future, Hebel, Hornung & Merrifield, PSC may ask its clients to provide certain information. This information may include facts and data that we receive from you, real estate agents, lenders, government agencies, and/or other authorized persons in varying manners, including, but not limited to title orders, sales contracts, company required forms, telephone calls, correspondence, loan pay-offs, and other processing forms, facts and data about your transactions with our firm, our affiliates, or others, and facts and data we receive from consumer reporting agencies.
What We Share
Hebel, Hornung & Merrifield, PSC is committed to maintaining the confidentiality of the personal information we collect. We welcome this opportunity to clarify our privacy policy for you.
With respect to the information we collect about you:
- We collect and use the information to the extent needed to conduct our business and to meet our high-quality service standards;
- We restrict access to the information to authorized individuals who need to know this information to provide services and products to you;
- We maintain appropriate safeguards to protect information about you;
- We will verify that any persons requesting information about you or your relationship with us is entitled to such information prior to providing it;
- We share nonpublic personal information about you outside our company only to service your request, or as authorized by you, or as required or permitted by applicable law;
- We require any organization that provides assistance to us in providing services on our behalf to you to maintain the confidentiality of nonpublic personal information about you and not use such information for any other purpose; and
- Our Privacy Policy does not allow non-affiliates to offer their products and services to you.
The law does permit us to share information about you with affiliates, including insurance companies and insurance service providers.
- We share nonpublic information related to the borrower(s) with their lender, servicers and affiliates; and
- We share nonpublic information with the Title Insurance Underwriter issuing title insurance on your transaction.